Key takeaways
- Photos and dates matter.
- Document before cleanup.
- Keep records of maintenance and repairs.
- Approval is up to the insurer, not the inspector.
Insurance decisions turn on evidence. Clear documentation makes your situation easier to understand.
What to gather
- Photos of the roof, gutters, siding and yard debris
- The date of the storm
- Photos of interior damage
- Past roof repair or replacement records
- Your policy information
What to avoid
- Throwing away damaged materials before documenting
- Making permanent repairs before an inspection when possible
- Signing anything you do not understand
Honest note: no inspector can promise a claim will be approved. We document the roof accurately, and the decision belongs to your insurer.